Term and Conditions for TLS Insurance
Terms and Conditions
Last Updated: Feb 27, 2026
Please read these Terms and Conditions carefully before using our website and services.
1. Interpretation & Definitions
Interpretation
Words with capitalized initial letters have meanings defined under the following conditions. These definitions apply whether used in singular or plural.
Definitions
For the purposes of these Terms and Conditions:
Company, We, Us, or Our refers to TLS Insurance, located at 4904 Robin Dr, Union City, TN.
Country refers to Tennessee, United States.
Service refers to the website located at https://www.tlsinsurancepartners.com
.
Device means any device that can access the Service, such as a phone, computer, or tablet.
Third-Party Social Media Service means services or content provided by third parties that may appear on or through the Service.
You means the individual or entity accessing or using the Service.
2. Acknowledgment
These Terms and Conditions govern your use of the Service and form the agreement between you and the Company.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part, do not use the Service.
You represent and warrant that you are 18 years or older. The Company does not permit individuals under 18 to use the Service.
Your use of the Service is also subject to our Privacy Policy, which describes how we collect, use, and disclose your personal information. Please review the Privacy Policy before using the Service.
3. SMS Communications (A2P Required Section)
By providing your phone number on our website or forms, you consent to receive SMS text messages from TLS Insurance.
SMS messages may include (depending on the type of consent you provide):
Appointment reminders
Account alerts
Policy updates
Customer service communications
Follow-ups related to your inquiry
Marketing or promotional messages (only if optional marketing consent is provided)
Message frequency may vary.
Message & data rates may apply.
You may opt out at any time by replying STOP.
For help, reply HELP.
SMS consent is not required to make a purchase.
Carriers are not liable for delayed or undelivered messages.
Your mobile information will not be shared, sold, rented, or disclosed to third parties for marketing or promotional purposes. Mobile information may be shared only with third-party SMS providers solely to enable message delivery.
You must be 18 years or older to submit any form requesting SMS communication.
4. Links to Other Websites
Our Service may contain links to third-party websites that are not owned or controlled by the Company.
We assume no responsibility for the content, policies, or practices of any third-party website. You acknowledge and agree that the Company is not liable for any damage or loss caused by your use of such sites.
We encourage you to review the terms and privacy policies of any third-party websites you visit.
5. Termination
We may suspend or terminate your access to the Service immediately and without notice for any reason, including if you violate these Terms.
Upon termination, your right to use the Service ends immediately.
6. Limitation of Liability
To the maximum extent permitted by law:
The Company and its suppliers are not liable for indirect, incidental, special, or consequential damages, including loss of profits, data, or privacy.
Total liability for any claim will not exceed the amount you paid through the Service, or $100 USD if no purchase has been made.
Some jurisdictions do not allow such limitations, so some of the above may not apply to you.
7. “AS IS” and “AS AVAILABLE” Disclaimer
The Service is provided to you “AS IS” and “AS AVAILABLE”, with no warranties of any kind, express or implied.
We do not warrant that:
The Service will function uninterrupted
The Service will be error-free
The information provided is accurate or current
The Service or emails sent from us are free from malware or harmful components
Some jurisdictions do not allow exclusions of implied warranties, so these limitations may apply only to the extent allowed.
8. Governing Law
These Terms are governed by the laws of the State of Tennessee, without regard to conflict-of-law principles.
9. Dispute Resolution
You agree to attempt to resolve any dispute informally by contacting the Company before pursuing legal action.
10. For EU Users
If you are an EU consumer, you retain any mandatory rights under the law of your country of residence.
11. U.S. Legal Compliance
You represent that you are not located in a U.S. embargoed country and are not on any U.S. government list of prohibited parties.
12. Severability & Waiver
If any provision is deemed invalid, the remaining provisions remain in full effect.
Failure to enforce any right or requirement does not constitute a waiver of future enforcement.
13. Changes to These Terms
We may update these Terms at any time. If the changes are material, we will provide reasonable notice before they take effect.
Continued use of the Service after changes become effective constitutes acceptance of the revised Terms.
14. Contact Us
If you have questions about these Terms, contact us:
Website: https://www.tlsinsurancepartners.com/contact
Email (SMS Support): admin@tlsinsurancepartners.com